Client Plan- Executive Summary
Client Plan- Detailed Analysis
 
 
Financial Planning
 
 
Simply put, financial planning is the process of identifying and defining your financial goals, prioritizing them and achieving these goals with a clear, focused and a customized game plan. Financial Planning can help you achieve both greater wealth and financial security, while inadequate or improper planning can be disastrous. Financial Planning is an ongoing and continuous activity involving investment management, cash flow planning, retirement planning, insurance planning, tax planning and estate planning.
 
Financial planning is all about preplanning.
The only thing certain in life is uncertainty.
When you have a mild fever, you will most likely self prescribe a medicine. When it persists you may ask the local pharmacist to prescribe something stronger. But if it continues and other complications start arising you will go to a doctor. Maybe if you had gone to the doctor in the first place, instead of being unwell for 10 days you might have gotten better in 5. Seeking the advice and services of a Financial Planner and a certified one at that is just the same.
But people still seek advice from the pharmacist equivalent broker, or a friend or a colleague for their hard earned money which may prove disastrous.
Most young professionals today do not plan their finances - some because of a lack of awareness about its benefits, others because of their belief that they do not require it at the initial stage of their careers and some others because it may be expensive for them now.
The sooner you start investing, the more time your money will have to grow - pure and simple "compounding" or the "snowball effect" on your money.
 
How can a Financial Advisor help you?
  • He plans after considering your long-term and your short-term goals.
  • He recommends products that suit your needs and forces you to invest money rather than spending it on weekend shopping.
  • He pushes you for that much needed insurance cover that you have been procrastinating for so long.
  • He does not sell every product that is available in the market and at times even discourages you to buy a product, which seems attractive to you because it does not suit your appetite or portfolio.
You will see the benefit of his advice on your portfolio and also on your understanding of your finances and needs
 
Basic Services provided to clients under our investment advisory services are as follows:
  • Recommendations of entry & exit based on detailed research and analysis of the market, economy and individual funds, schemes.
  • Periodic review and restructuring of portfolio in response to client needs and market dynamics.
  • Recommendations on insurance policies best suited to client requirements and needs.
  • Monitoring of Unit Linked Insurance Policies with monthly updates and recommendations of top-ups and fund switches.
  • Operational assistance and execution in terms of insurance policies - premium reminders, pick-up of cheques.
  • A Relationship Manager, who will be the contact point for all queries, transactions and any kind of assistance.
 
Our Pre Investment Support will help you in following ways:
  • PAN Cards – Pan card is mandatory for investing in Mutual Funds. We assist you in applying for the Permanent Account Number or even modifying details in your existing PAN.
  • KYC Compliance: All assistance in complying with Know Your Customer norms which is mandatory for investing in Mutual Funds.
  • Mutual Fund Investment Advice - Across 28 fund houses, backed by sound research; thereby giving you quality advice ensuring better returns.
  • Insurance Advisory - Across 7 of the top companies, covering more than 80% of the current market. The right type of policy chosen to meet your needs.
 
Post- Investment Support:
  • Operational Support -Filling application forms, ensuring execution, Change of Bank etc.
  • Email and Phone Support - For any query on your Investments.
  • Online Investment Monitoring – Anytime-Anywhere.
  • Filing Income Tax returns - The BIG year end worry, now handled by experts.
 
To schedule a meeting with our financial planner, please contact us.